Stop chasing subcontractors for updated certificates of insurance.

Your subcontractors' certificates expire constantly. We chase their agents for renewals so you don't have to.

Free for up to 5 certificates · No credit card required · Cancel anytime

The CertWatch dashboard tracking subcontractor certificates of insurance for a general contractor

One uninsured sub on one job can wreck your premium audit

If a subcontractor's workers' comp or general liability lapses mid-job and you don't have a current certificate on file, your own carrier can treat that sub's crew as your employees during your annual premium audit — adding their full payroll to your bill, at your rate. Project owners and the GCs above you in the chain expect the same proof from you: every sub on the job carries their own coverage, on file, before boots hit the ground.

A shared drive full of PDFs that nobody checks the expiration dates on isn't a system. Neither is emailing your subs' agents by hand every renewal season and hoping somebody answers.

What CertWatch tracks for every subcontractor

One dashboard, not a folder of scanned PDFs and a spreadsheet of due dates.

Workers' comp certificates

Every active sub's WC coverage, with renewal dates tracked automatically.

General liability certificates

GL certs tracked the same way, so you can answer "is this sub covered?" in one click.

Renewal dates across every open job

See at a glance which subs are current, which are due soon, and which have already lapsed.

A clean record if you get audited

When your carrier or a project owner asks for proof, the certificates are already on file — not scattered across old emails.

Every sub, every coverage line, every job

Your subcontract says $1M general liability, you as additional insured, and a waiver of subrogation. A certificate that arrives without them is as good as no certificate at all when a claim lands. CertWatch reads each coverage line, checks it against the limits you actually wrote into the subcontract, and — if it's short — goes back to the agent naming the exact fix. Group certificates by job so you can see at a glance who's clear to work on Monday.

How it works

Add your subs

Enter each subcontractor's name, their insurance agent's email, and the current renewal date. Already have a spreadsheet? Bulk-upload it in one shot.

We email their agent automatically

As the renewal date approaches, CertWatch emails the agent asking for an updated certificate — and keeps following up on a set cadence if it passes without a response.